Life gets more hectic and more demanding every day. You need a bank that is there for you where and when you need it, 24 hours a day, 7 days a week. Citizens National Bank is connected for you, to you. Your accounts are available, anytime and anywhere - by phone, online, and at multiple ATMs and branches.

ATMs 

• Use your Citizens National Bank VISA® debit card to access your accounts from thousands of locations worldwide
• Withdraw cash, make deposits, transfer funds, view balances
• Use your card at Cirrus®, NYCE®, and STAR® network ATMs
• See a list of ATM locations and branches by county

Online Banking and Online Bill Pay

• At home or on the road, day or night availability for all your personal finance management requirements
• View current balances and transaction histories
• Transfer funds or pay bills, schedule recurring payments, or verify past payments
• Save time and money without check writing and postage fees
• Get online stock quotes
• Download your info to Intuit's Quicken™ or Microsoft Money™

Your Account On Call

• Convenient and accessible from any touch-tone phone
• Available toll-free, 24/7 with NO service charges
• Safe and secure PIN protection
• Access all accounts - savings, checking, CDs, loans - to check balances or make transfers

Direct Deposit

• Have checks, payroll, etc. automatically deposited into your preferred account
• Secure and convenient for paychecks and social security, retirement, and military checks

Auto Transfer

• Authorize automatic regularly scheduled payments or transfers of money from checking and/or savings accounts
• Easy, safe, and free solution to pay loans, build savings, or ensure recurring monthly bills are paid on time

VISA® Debit Card

• Looks like a credit card, acts like a check - access your regular checking account with  the safety and convenience of a credit card
• Purchases deducted directly from your checking account
• No cash on hand, no check writing, no approval time, no hassle
• Available to use for purchase or ATM withdrawals anywhere VISA® Debit  is accepted, locally and worldwide
• No annual or transaction fees*
• Online password protection with Verified by VISA®

Merchant VISA® Account

• Enable your business for easy acceptance of VISA® purchases and transactions
• Save time without missing any sales opportunities - CNB can enable this business service for you
• Services also available for American Express®, Discover®, and MasterCard®

24-hour Deposits

• All branch locations equipped to receive after-hour deposits
• Convenient and inexpensive for securing daily transactions safely

Safe Deposit Boxes

• Boxes in a variety of sizes are available for storing and securing valuable possessions and documents
• Offered at all CNB banking offices

Wealth Management

• CNB can serve in a fiduciary capacity as trustee for both lifetime and testamentary trusts
• We can also provide additional custodial actions needed by businesses and individuals:
  • Personal Trust
  • Estate Settlement
  • Charitable Trust
  • IRA-custodial/Self-directed
  • Conservatorship
  • Escrow Account

*Small transaction fees may apply when using ATM locations internationally or outside the Cirrus®, NYCE®, and STAR® network.