Life gets more hectic and more demanding every day. You need a bank that is there for you when and where you need it, 24 hours a day, 7 days a week — whether you’re banking online, considering loan options or setting up automatic bill pay. Citizens National Bank is connected for you, to you, through our extensive Internet banking resources. Your accounts are always available — by phone, online and at multiple ATMs and branches.
ATMs
- Use your Citizens National Bank VISA® debit card to access your accounts from thousands of locations worldwide
- Withdraw cash, make deposits, transfer funds, view balances
- Use your card at Cirrus®, NYCE® and STAR® network ATMs
- See a list of ATM locations and branches by county
Banking Online and Online Bill Pay
- At home or on the road, available day or night for all your personal finance management requirements
- View current balances and transaction histories
- Transfer funds or pay bills, schedule recurring payments or verify past payments
- Save time and money without check writing and postage fees
- Get online stock quotes
- Download your info to Intuit's Quicken™ or Microsoft Money™
Your Account On Call
- Convenient and accessible from any touch-tone phone
- Available toll-free, 24/7/365 with NO service charges
- Safe and secure PIN protection
- Access all accounts — savings, checking, CDs, loans — to check balances or make transfers
Direct Deposit
- Have checks, payroll, etc. automatically deposited into your preferred account
- Secure and convenient for paychecks and social security, retirement and military checks
Auto Transfer
- Authorize automatic regularly scheduled payments or transfers of money from checking and/or savings accounts
- Easy, safe and free solution to pay loans, build savings or ensure recurring monthly bills are paid on time
VISA® Debit Card
- Looks like a credit card, acts like a check — access your regular checking account with the safety and convenience of a credit card
- Purchases deducted directly from your checking account
- No cash on hand, no check writing, no approval time, no hassle
- Available to use for purchase or ATM withdrawals anywhere VISA® Debit is accepted, locally and worldwide
- No annual or transaction fees*
- Online password protection with Verified by VISA®
Merchant VISA® Account
- Enable your business for easily accept VISA® purchases and transactions
- Save time without missing any sales opportunities — a business service we can enable for you
- Services also available for American Express®, Discover® and MasterCard®
24-hour Deposits
- All branch locations equipped to receive after-hour deposits
- Convenient and inexpensive for securing daily transactions safely
Safe Deposit Boxes
- Boxes in a variety of sizes are available for storing and securing valuable possessions and documents
- Offered at all CNB banking offices
Wealth Management
- Serving in a fiduciary capacity as trustee for both lifetime and testamentary trusts
- Additional custodial actions needed by businesses and individuals
- Personal Trust
- Estate Settlement
- Charitable Trust
- IRA-custodial/Self-directed
- Conservatorship
- Escrow Account
Citizens National Bank cares about the economic growth of our communities and proudly serves:
• Allen, KY
• Ashland, KY
• Belcher, KY
• Catlettsburg, KY
• Cannonsburg, KY
• Elkhorn City, KY
• Garrett, KY
• Grayson, KY
• McDowell, KY
• Paintsville, KY
• Pikeville, KY
• Prestonsburg, KY
• Russell, KY
• Salyersville, KY
• South Williamson, KY
*Small transaction fees may apply when using ATM locations internationally or outside the Cirrus®, NYCE®, and STAR® network.