Loans, Leases & Lines of Credit
Call 1.866.462.2265 for a Branch Near You
Citizen's National Bank understands the unique challenges local businesses face. Our community perspective and long-standing banking expertise make us your ideal commercial lending partner for both business loans and personal loans. We can help your business obtain the financing security it needs for new equipment, new building, new growth — now and for the future.
Business Loans
- For small and large businesses, small and large expenses
- Competitive rates
- Secured and unsecured loans available
- Flexible repayment terms up to 20 years
Business Construction Loans
- Renovations or new construction, for all your business' financial goals
- Construction-to-permanent, long-term financing
- Flexible repayment terms up to 20 years
Business Line of Credit
- Ensure necessary funds are available when needed
- Simply write a check for any business expense
- No need to reapply each time you need money
- Pay interest only on your outstanding balance
Business Leases
- Leases offer practical credit solutions for new or growing businesses
- Borrow the purchase price of commercial vehicles or equipment
- Little or no down payment required
- Choose a lease-to-buy option, use the flexibility to upgrade equipment
Business MasterCard® & VISA®
- Safe and convenient for all your business expenses — around the corner and around the world
Citizens National Bank cares about the economic growth of our communities and proudly serves:
- Allen, KY
- Ashland, KY
- Belcher, KY
- Catlettsburg, KY
- Cannonsburg, KY
- Elkhorn City, KY
- Garrett, KY
- Grayson, KY
- McDowell, KY
- Paintsville, KY
- Pikeville, KY
- Prestonsburg, KY
- Russell, KY
- Salyersville, KY
- South Williamson, KY