Checking
Citizens National Bank knows that no two people are exactly alike. That's why we offer a range of checking accounts, each designed with you in mind, no matter who you are. We can help you find the checking account that fits you and your life perfectly. Just another way we take banking personally.
All accounts include:
- NO MINIMUM opening deposit w/direct deposit
- FREE 24/7 access with Online Banking
- FREE 24/7 telephone banking with Your Account on Call
- FREE email statements w/check images
- FREE debit card
CITIZENS BASIC
Everything you need, nothing you don't.
Includes all of the above, plus:
- No monthly service charge*
- Optional Bonus Banking Package
CITIZENS CHOICE
Choose to get more out of your checking account.
Includes all the advantages of Citizens Basic, plus:
- FREE Online Bill Pay
- FREE First Order of Checks
- Unlimited Check Writing
CITIZENS INTEREST
Take an interest in how fast your money grows.
Includes all the advantages of Citizens Choice, plus:
- Earn interest on your balance
CITIZENS ADVANTAGE
Experience has it advantages. (For ages 50+)
Includes all the advantages of Citizens Choice, plus:
- FREE Checks for life
- FREE Bonus Banking Package
*No monthly fee on Citizens Choice with minimum average monthly balance of $1,000 or more; on Citizens Interest with minimum average monthly balance of $2,000 or more; and on Citizens Advantage with minimum average monthly balance of $500 or more. Otherwise, monthly service charge of $10 on Citizens Choice, Citizens Interest or Citizens Advantage.
Citizens National Bank cares about the economic growth of our communities and proudly serves:
- Allen, KY
- Ashland, KY
- Belcher, KY
- Catlettsburg, KY
- Cannonsburg, KY
- Elkhorn City, KY
- Garrett, KY
- Grayson, KY
- McDowell, KY
- Paintsville, KY
- Pikeville, KY
- Prestonsburg, KY
- Russell, KY
- Salyersville, KY
- South Williamson, KY