Checking
Citizens National Bank knows that your lifestyle and personality differ from day to day, just as banking needs vary from person to person. That's why we provide a variety of personal checking accounts and options to match your exact financial needs - Totally Free, Super Now, Carefree, or Bonus - each designed to fit your life perfectly.
Totally Free Checking
- No minimums or monthly fees
- No minimum opening balance with direct deposit
- Free VISA® debit card
- 24-hour access to a large variety of convenient ATMs
- Free online banking and bill pay
- Free 24/7/365 telephone banking with Your Account on Call
Bonus Checking
Bonus Banking is the checking account that provides all the benefits of a premium checking account and insurance coverage for one low monthly fee. Enjoy the piece of mind that comes with Bonus Banking membership.
- $100 minimum deposit to open
- Free VISA® debit card
- Free online banking and bill pay
- Free 24/7/365 telephone banking with Your Account On Call
- Itemized monthly statement with check images
- FREE Bonus Banking personal checks
- Savers Club nationwide discounts
- Plan One Membership includes
- up to $20,000 accidental death insurance
- for only $8 per statement cycle
- Plan Two Membership includes
- up to $100,000 accidental death insurance
- for only $10 per statement cycle
Checking with Options
- Design your own account to fit your needs
- Choose premium benefits to add to your basic account
- Monthly statement with check images - $3/mo
- Earn interest with no minimum balance - $3/mo
- Unlimited personalized checks - $2/mo
- Free VISA® debit card
- 24-hour access to a large variety of convenient ATMs
- Free online banking and bill pay
- Free 24/7/365 telephone banking with Your Account on Call
Super Now Checking
- Basic checking benefits PLUS interest on your balance
- No fee with $2,000 minimum monthly balance
- Tiered interest rates - higher balances earn higher rated interest
- Free VISA® debit card
- 24-hour access to a large variety of convenient ATMs
- Free online banking and bill pay
- Free 24/7/365 telephone banking with Your Account on Call