Investor Information


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CZNL

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The stock history for Citizens National Bank is available through Citizens National Corporation.
Citizens National Corporation stock is listed on the NASDAQ stock exchange under symbol CZNL.

Contact your broker or call Sharon Collins and use the information under the tab for shareholder inquiries.

Communications regarding stock holdings, stock certificates, dividend payments, changes of address, transfer of ownership, or other stock matters may be directed to Citizens National Corporation.

Citizens National Corporation
Sharon Collins
620 Broadway
Paintsville, KY 41240
P: 1 (606) 264-3026
E: scollins@cnbonline.com

Year Ended December 31, 2013

2013 2012 % Change
Net Income $3,579,000 $2,933,000 22.0%
Net Interest Income $11,821,000 $12,740,000 -7.2%
Net Overhead Expense $15,928,000 $16,651,000 -4.3%
Common Dividends Paid $721,000 $679,000 6.2%
Per Share*
Basic Earnings Per Common Share $3.18 $2.59 22.8%%
Dividend Per Common Share $0.64 $0.60 6.7%
Book Value Per Common Share $47.21 $48.42 -2.5%
At Year End
Total Assets $535,206,000 $559,396,000 -4.3%
Total Deposits $422,999,000 $435,992,000 -3.0%
Net Loans $270,719,000 $298,185,000 -9.2%
Stockholders’ Equity $53,121,000 $54,562,000 -2.6%
Performance Ratios
Return on Average Assets 0.66% 0.53%
Return on Average Equity 6.64% 5.49%
Capital Ratios
Tier 1 Leverage Ratio 9.61% 8.53%
Tier 1 Risk-Based 15.85% 14.05%
Total Risk-Based 18.09% 16.57%
Loan Loss Reserve to Loans 1.40% 1.36%

Year Annual Report Name Download
2005 The Bank for Your Life Download
2006 Growing Together. Download
2007 Community. Growth. Relationships. Service. Download
2008 A Tradition of Strength and Stability Download
2009 A Community Institution Download
2010 Changing Times. New Directions. Download
2011 More than a Century of Personal Commitment Download
2012 Prepared for Growth Download
2013 Designing a Successful Future Download